3-Ingredient Chocolate Chip Bagels
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A super simple and easy recipe for 3-ingredient Chocolate Chip Bagels, ready to enjoy in less than 30 minutes. If you’re tired of hunting high and low for chocolate chip bagels – or paying drive-thru prices for them – this easy homemade bagel recipe is going to be a game-changer for you.

Greek Yogurt Chocolate Chip Bagels Recipe
Now, if you’re a real bagel purist – as in, you a strong opinion as to whether Montreal or NYC has the best bagels – this recipe may not be for you.
However, if you’re a fan of grocery store or drive-thru bagels and want a super simple recipe to replicate them at home with just 3-4 ingredients, I’ve got you.
This chewy, golden chocolate chip bagel is studded with gooey pockets of melted chocolate chips. Each bite is tangy, sweet, and deeply indulgent—like a warm chocolate chip muffin met a bagel and decided to run away together.
They are subtly rich without being overly sweet, making them perfect for enjoying with a variety of sweet (or savory) toppings, or simply enjoyed as-is.
There’s no rising time, no yeast, no boiling the bagels and minimal kneading time.
Just whip up your dough, shape into bagels and bake. That’s it.
Plus, not to mention these are lower in calories and higher in protein than most other bagels at 187 calories and 7.6g protein per bagel.
Unique Ways to Enjoy Your Chocolate Chip Bagels:
- Classic with a Twist: Spread with whipped cream cheese and a drizzle of honey for a tangy-sweet combo.
- Breakfast Sandwich: Layer with peanut butter, banana slices, and a sprinkle of cinnamon.
- Dessert Bagel: Slather with Nutella and top with fresh strawberries or raspberries.
- Indulgent Spread: Add mascarpone and a spoonful of cherry preserves for a Black Forest-inspired twist.
- Toasted & Buttered: Keep it simple with salted butter and a light toasting—perfect with coffee.
- Mini French Toast Bagel: Slice in half, dip in an egg-milk mixture, and griddle like French toast—serve with maple syrup or a chocolate drizzle.

Can I use all-purpose flour instead of self-rising flour? If you don’t have self-rising flour, you can substitute with 2 cups all-purpose flour, 2.5 teaspoons baking powder and 0.5 teaspoon salt.
How to store homemade chocolate chip bagels: store at room temperature in a sealed container for up to 2 days for optimal freshness. Alternatively, store in the fridge for up to a week.
You can freeze these bagels for up to 3 months in an airtight freezer container or ziptop freezer bag. (This set of freezer containers is a crazy bargain.)
Can I make these Greek yogurt bagels in the air fryer? Yes, you can bake them in the air fryer at 280F for 15 minutes, flipping halfway through the baking time.
Tips for Making 3-Ingredient Bagels:
- If you try this recipe and want your bagels to be chewier, you can swap out the self-rising flour for bread flour.
- Must use full-fat GREEK yogurt for best results. It helps make the bagels tender and the acid in the yogurt reacts with the baking powder to act as a leavening agent in the bagels.
- However, you can use a flavoured Greek Yogurt to add in additional flavour profiles without increasing the number of ingredients you need to incorporate in the recipe.
- For a golden, chewy exterior, brush the bagels with an egg wash just before baking
- Can whip up the bagel dough (and even shape the bagels) a day or two before (just be sure to let it come to room temperature before baking).
- Can form the bagels into different shapes, like bagel-style breadsticks, dinner rolls, or fun shapes like Mickey Mouse bagels, heart-shaped bagels, etc.

Chocolate Chip Bagel Ingredients
- Self-Raising Flour, plus additional for kneading
- Greek Yogurt
- Chocolate Chips
- Egg White, optional
Scroll down to the printable recipe card for full measurements.
Tip: egg white is optional to give the bagels a golden brown crunch exterior.

Kitchen Tools You May Find Helpful
- Electric mixer <– this is a great hand mixer if you don’t want to make the investment into a stand mixer
- Measuring Cups and Spoons
- Mixing Bowl
- Dough Cutter
- Cookie Sheet
- Silicone Baking Mat
- Pastry Brush <– I like these because they are one solid piece and don’t have removable heads for bacteria to get trapped underneath. Plus they are heat-resistant and have a lifetime warranty.

How to Make Chocolate Chip Bagels
Preheat oven to 475F.
Set up your electric mixer with a kneading/paddle attachment, if you have one.
In the bowl of your electric mixer, combine the self-raising flour, yogurt and chocolate chips and knead for 6 minutes until a ball forms. Add additional self-raising flour as needed. (The moisture of your yogurt may affect the exact quantities.)

If you don’t have an electric mixer, you will need to knead the dough by hand for the 6 minutes.
Once the dough forms a cohesive, elastic ball of dough, remove it from the bowl and place on a work space dusted with additional flour.

Divide the dough into 6 equal portions, then form each portion of dough into a bagel. Make them wider with a bigger hole than a normal bagel as they will get smaller with baking.
Place the formed bagels onto a cookie sheet lined with parchment paper or a silicone baking mat.

Brush the bagels with the egg white, if desired.
Bake for 10-14 minutes, until tops of bagels are golden brown.
Makes 6.
Pin this Easy Chocolate Chip Bagel recipe for a delicious breakfast option:

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3-Ingredient Chocolate Chip Bagels
Ingredients
- 2 cups Self-Raising Flour, plus additional for kneading
- 1 cup Greek Yogurt
- 1/2 cup Chocolate Chips
- 1 Egg White, optional
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Nutrition Information:
Yield:
6Serving Size:
1Amount Per Serving: Calories: 242Total Fat: 5gSaturated Fat: 3gTrans Fat: 0gUnsaturated Fat: 2gCholesterol: 2mgSodium: 521mgCarbohydrates: 42gFiber: 2gSugar: 9gProtein: 9g
Sugar, Spice and Glitter uses an auto-generate nutrition calculator. Nutrition information isn’t always accurate unless analyzed in a scientific lab, so these should be considered more of a guideline than medical information.

I hope your family loves this easy chocolate chip bagel recipe as much as mine does!
For more beautiful breads, check out our full bread recipe collection here:

For more breakfast ideas, check out our full breakfast recipe collection here:





